- Spend wisely-It is very easy to waste money
- Seal the cracks through which you are losing money-late credit card payments, delayed bills, wasteful ways with electricity, water,---
- Have a vocation 1 & a vocation 2 and develop alternative sources of income
- Become entrepreneurial rather than just an employee
- Develop a family vision for handling finance
- Explore various ways of investing
- Develop your knowledge and skills and enhance your earning capacity
- Spend time with your family and build a strong fortress of support in terms of relationships
- Network as never before-the more the friends you have the more the support system
- Get into the habit of helping others-make the law of reciprocity work for you
- Exercise and keep yourself healthy and encourage your family to adopt healthy life styles
- Get serious about spiritual pursuits-there is a lot more to life than just money and materialistic wins
- Have planned entertainment
- Learn and practice Yoga-meditation
I love to do new things--- explore;This blog is one of them. Here, I am recording my learnings. I hope you will be inspired too.
What can you do when the world economy is slowing down?--- BUILD RESILIENCE!!!
Been away on a business trip followed by vacation
How balanced are you?
I think both these positions are wrong and will have its serious consequences. The key way here is to be serious and fun loving. We need to strive for balance. Here are few tips of how to do exactly that:
- Monitor your self
- Schedule the opposite-If you have serious pursuits, add fun pursuits and vice a verse
- Block serious work time
- Block fun time
- Mix with children
- Mix with serious business people or your professional group
- Schedule "let go" weekends and controlled weekdays
- Schedule "serious weekends" and "let go" week days
- Be flexible at times based on the situation
- Be rigid at times based on the situation
Try these out! Live a full Life.
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How many goals behind are you?
Have you started a reversal program?
We are pressured, as never before, from all sides. It takes in and saps our energy leaving us exhausted. One terrible day we suddenly realize the extent of deterioration that has happened.
For example;
- Soured relationship
- Wayward children
- Dwindling finance
- Being stuck in a career
- Lack of friends
- Weight problem
- High blood pressure
The list can go on.
What I am going to suggest may be one of the most important things you have ever read.
Suggestion:
- Take stock
- List the things that have gone wrong
- Segregate the things you can still take action upon
- Prioritize that list
- Start acting
- Reverse the negative trend
- Install a positive trend
- Enjoy
Example:
- Overweight
- Not spending time with the family
- Low bank balance
- No friends
- Debt
- Poor relationship with your children
Take action while you still have time!
What do you think. Do leave your comment here.
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Do you lose your cool easily?
If you are having a rough day and you suddenly get a call that is irritating, as the person talking to you is arrogant and not listening to you or not willing to answer your questions, what do you do?
There is a great temptation to dump all the frustration on this one individual and give him your piece of mind. You may even feel good after such a conversation. However, the after effects of such an interaction can harm you more than anybody else. Your blood pressure may hit the roof, you get moody, and your anger may continue for another couple of hours.
How can you avoid this?
Here are a few tips:
- Relax consciously during the day
- Be aware of your emotions
- Constantly remind yourself that you could loose control of your temper
- Be aware of the affect others are having on you
- Postpone talking if you find yourself getting worked up
It is better to not have a conversation with an individual than to loose cool and destroy the relationship. Even if you want to persuade the person to your direction or cause, the time to have that conversation is when you are cool.
What do you think? Do leave your comments here
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Garlic bread and thin crust pizza incident
The pizzas & garlic breads came on time, while they forgot to give us the dip we ordered along with the garlic bread.
We called them and they said that it will be at our door step in 5 minutes. After an hour and two further reminders, I thought it is about time to set this situation right.
I called them up and gave them critique which finally resulted in they sending us the dip and refunding us money ( a 30% discount for the inconvenience caused). Why did this conversation yield success. I am giving below the factors that lead to the success:
- Carefully planned conversation
- Clear explanation of the situation
- Eliciting metaphorically the difference between the Pizza Restaurant & a Street vendor
- Linking what has happened to their values and showing them the in congruence
- Telling them of the consequences of not responding to me based on their own values
- Telling them what the same Pizza restaurant would have done in other countries
- Asking them how the will solve my problem
- Negotiating on the final outcome
They quickly agreed step by step to comply to, not just my wishes, but their own dear held values.
Have you had a similar experience? DO share it here in your comments.
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How do you attain a procrastiantion free life?
These are the steps I would recommend:
- Define procrastination
- Define specific tasks for the day related to goals you want to achieve
- Set specific rules to distinguish between delaying a task because of prioritization and delaying a task because of procrastination
- Choose your first procrastination free day
- Live that day
- Celebrate
- Choose either to maintain a one day target or increase it if you feel confident
Starting small is the key to such a life.
What do you think?
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Do you collect the information you need?
It is so easy, in this information age, to get so used to getting information without any efforts on our part that we begin to develop this dangerous habit of waiting for information to come on its own. Many a times we forget to seek information when we actually need to do so.
The only way to combat this habit is to ask this very important question frequently:
Do I need more information?
Seek information and you will be surprised at the impact it has on your decisions and your productivity.
What do you think? Do share your comments here.
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How does environment affect you?
This set me thinking. What about the affects of the environment on your inner self? World is full of pollution, obscene pictures, vulgar music, dishonest people---. The negative list can go on and on. You are surrounded by powerful media that influence you in a negative way; Without even knowing, you are affected, by all this bombardment of negative messages.
Just like your skin needs cleansing and application of creams to keep it glowing and healthy, your inner self needs cleansing too.
How can you cleanse your inner self?
- Read wholesome books that inspire
- Listen to inspiring music
- Go to inspiring movies
- Meditate
- Mix with friends who have principled values
- Filter out all the negative as much as possible
You can never be too careful in keeping your inner self glowing and healthy. It is as important as buying beauty creams from a beauty shop.
What do you think?
Do leave your comments here
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Do you prioritize your day's experience?


- Movies
- TV (depending on where you lived)
- Radio
- Theatre
- Sports
- Music
- Hobbies
- Work
- Books
I have not listed all of them. I am sure there could be more to add.
Look at the picture depicting today:
- TV
- Internet
- Blogs
- Social networking
- Wikis
- Groups
- MMRPOG
- Video games
- Theatre
- Cell phone
- ipod
- Movies
- Movies at home through DVD/HD
- Sports
- Hobbies
- Books
- ebooks
The list can go on and on. The point I am making is that today we have much more options in front of us and that can be overwhelming. Moreover, unless we choose carefully, we may end up wasting time in activities that may not be yielding fully to our well being and happiness.
We need to take charge of the experiences we can have day to day by prioritizing and developing a hierarchy of fun and valuable things to do.
Think about it next time you reach for the remote to watch TV. Do you have better options? Are you stuck in one way of entertaining yourself? Are you stuck in one or few ways of networking? Are you stuck with one way of getting information or knowledge?
Think hard and act now! It will spell the difference between having a wholesome life in contrast with a boring, routine filled life?
What do you think?
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Do you program yourself with the word "if"?
If I get good marks, I will join the best college.
If I achieve my target, I will get a lot of incentive
If my business is successful, I will earn my first million dollars
The list can go on and on---
If is very destructive. You are programming yourself for failure because there is an element of doubt in it. You need to substitute "if" with "when".
When I get good marks, I will join the best college
When I achieve my target, I will get a lot of incentives
When my business is successful, I will earn my first million dollars
Not only do we program ourselves with "if" we also use this word extensively with others too. We need to be careful so that we are not programmed by others through the use of the word"if".
Remember IF= doubt. WHEN=certainty
Always use "when"!
What do you think? Do leave your comments here.
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Do you have the habit of reviewing/checking/critiquing/measuring?
I have been doing some serious thinking these days to add some formal review/critiquing mechanism to my personal life too; Even though, I am more right brained than left brained, a metrics/review/critique driven life can definitely help me.
What are the areas in life that you should measure or review?
Let me draw up a list here, at random:
- Savings in the bank
- Weight
- Pursuit to specific goals
- Meditation-your spiritual life
- Time you spend with your spouse
- Time you spend with your daughter/son
- Vacation
- Your health-Blood pressure, HDL, LDL, Total cholesterol---
- Your diet
- Your community work
- The number of quality books you have read
- Your expenses
- Your debt
- Your earnings
- Your resume
- Your business numbers
- Your hobbies
- Time you fritter away
- Your bad habits
- Your good habits
- Wholesome movies you have watched
- Your friends
- Your extended family
- Your possessions
- Your property
- Your cars
- Your laptop
- Your cell phone
- Your PDA
- Your camera
- Your video camera
- Your jewellery
- Your skill sets
- Your knowledge
- Work life balance
The list above is not exhaustive. As I was typing the above list I suddenly realized that I have not used my video camera for more than a year. I do not know what is the state of its batteries.
A regular review can give you real insights about yourself and your life. Once you identify areas you need to take action, you can begin to act and live a more fulfilled life.
What do you think? Do you systematically review/critique important areas of your life?
Try it out! It can make a huge difference.
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What are the 30 things that make you an "also ran"?

There are so many factors that limit you to mediocrity and makes you an "also ran".
Check out whether any or all of these are playing a havoc in your life:
- Blind role modelling
- Unexamined influence of people
- Labels you or others have attached onto you
- Negative programming you have undergone
- Lack of vision
- Lack of mission
- Lack of well thought out goals
- Unexamined values
- Complacency
- Quickly satisfied with what you have currently achieved
- Laziness and other habits
- Not knowing your strengths
- Environment
- Negative cultural influence of:-(1) family, (2) Team, (3) Organization, (4) Country, (5) Current era in which you are born to (6) friends
- Your self-talk
- Narrow interests
- Narrow focus on your job
- Inadequate support
- Wrong job
- Poor risk taking
- Inadequate seeking of adventure
- Negative influence of books
- Negative influence of TV
- Negative influence of movies
- Negative influence of Internet
- The place your are currently living in
- Unexamined negative experiences from your past
- Your lack of education
- Not spending time alone to introspect
- Not learning from your mistakes
Use the above checklist and break free.
What do you think? Do record here your comments.
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How often do you try new things?

Unless we schedule some time to try out new things, we may live for years missing out on many experiences.
I have decided to schedule an hour a day for trying out new stuff.
Some of the stuff I have shortlisted:
- Drawing
- Writing a book
- Playing around with photoshop
- Editing my video tapes
- Social work
I may not do everything everyday, but I will do something, for an hour, everyday.
Exploring various options, potential talent areas, and experiences are very important in addition to pursuing goals related activities.
Try it out! Break the monotony in your life-try new stuff!
What do your think? Do leave your comments here.
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Lessons from music!
It set me thinking.
How does the music director/composer know the various sounds he has gathered together to compose such a melodious music?
I am sure she would have done the following:
- Be passionate about music
- Research the various instruments
- Research the various sounds
- Put in years of practice
- Experiment with various sounds
- Use her innate talent in composing music
- Studied music
- Practice till she is perfect
- Use her creativity to compose
Our lives should be like that.
We need to pack our days with carefully selected experiences; Just like a music director composing music.
Steps to pack in wholesome experiences:
- List out the stuff that are wholesome and fun to do
- List out things that are beneficial to do
- Align them to your goals.
- Carefully plan your day and week with things to do that will give you maximum fun and benefit-Example-Exercise, listen to music, study, time with family---
- Live them
- Have fun
- Reap the benefits
Fill your day with carefully chosen activities and you will be amazed how much fun living can be!
Try it out!
What do you think? Do share your thoughts in your comments here.
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Do you have secrets in your family?
A healthy family should be an open family. There should be high trust and willingness to share with no room for secrets. This is possible only if all the family members are mature and trustworthy. What is your experience? Do share your thoughts here!
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17 steps to live a life congruent to your wholesome values
Here are a few steps to do them:
- Find yourself a free time-say about an hour
- Seclude yourself-you need to be alone for this exercise
- Look back at your life, as it is, currently happening.
- Ask yourself this question-Am I doing anything that is against my value system?
- List them down at random on a pad or in your PDA memo
- If you have more than two violations then you need to prioritize them
- Prioritize them by the biggest violation
- Select the biggest violation
- Decide to get rid of this behavior that violates your deep seated, principle based values
- Assess the impact of getting rid of the behaviour
- Give yourself a timeline to get rid of this behaviour
- Check out whether you can get rid of this behaviour on your own or you need help
- Reach out to your family members or close friends (if you are comfortable doing so) and take their support and help. This may require you opening up to them.
- Determine action steps to get rid of the behaviour
- Get rid of the behavior
- Reward yourself
- Continue this exercise till you have eliminated every non aligned behaviour
Try this out. It can have tremendous impact on your self-esteem. It will boost your self-esteem sky high. It will also relieve a lot of stress in the long run
Living a congruent life is foundational to living a life of joy and happiness.
What is your experience? Do share your thoughts here!
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Do you have important information at your finger tips?
Here are some key steps to achieve that:
- Identify and make a list of information you will require
- In the first month it will be better to make up an initial list and add to it as you go by-examples: Your bank address, your credit card payment information, your bank balance, your dues, telephone numbers, frequent flier number---
- Decide where you will record them-PDA, cell phone, small pad ---
- Update constantly
Try these strategies and you will never be at loss for want of an information.
What is your experience? Do share your thoughts here!
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Twelve steps to build your knowledge and be the most sought after person in your field!
What are the steps you can take to build your knowledge in your chosen fields?
Here they are:
- Choose the fields in which you want to build your knowledge
- Identify your sources for that knowledge-Books, Journals, Training, discussion groups---
- Develop a plan for utilizing these resources
- Read a book a week in your field
- Visit book stores once a week and buy the latest books in your field
- Buy the best sellers in your field.
- Buy CD ROMS connected to your field
- Record your own experience and learning connected to your field
- Fraternize with people in your field. Discuss and exchange the latest knowledge based inputs with them
- Study and utilize your company's knowledge management system
- Develop communities of practice in your field-You lead the way.
- Attend seminars and workshops in your field
The more you do these, the more demand you will be in.
Try these twelve steps; They will change your life forever.
You never know when you will need knowledge! Be prepared!
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